Euro Plus Breakdown Cover does not cover claims where at the time of taking out this insurance:

The insured Person

• is aware of any set of circumstances which could reasonably have been expected to give rise to a claim; or
• has suffered from a chronic or recurring illness during the previous twelve months UNLESS permission is obtained from the treating doctor of fitness to travel at the time of booking; or
• is travelling against the advice of a doctor or where they would have been if they had sought their advice before beginning the trip; or
• knows that they will need treatment or consultation at any medical facility during the trip; or
• is travelling for the purpose of obtaining and/or receiving any elective surgery, procedure or hospital treatment.
• are aware of a medical condition for which you have not had a diagnosis; or
• travel against any health requirements stipulated by the carrier, their handling agents or any other Public Transport provider.

The person whose condition gives rise to a claim:

• is receiving, or on a waiting list for treatment in a hospital or nursing home; or
• is awaiting the results of any tests or investigations; or
• has been given a terminal prognosis.

If the insured person has an existing medical condition for which consultation or treatment has been received during the 6 months prior to the date of issue of the policy, the excesses under Cancellation/Curtailment and Medical repatriation & other expenses are increased from £40 to £80 each and every loss per insured person

I confirm I have read and agree to the above